We're community driven, not commission driven. 


By financing your home through CNE, your money goes directly back into your community. CNE provides first mortgages, down payment assistance and home improvement loans.

CNE offers competitive rates on FHA and conventional mortgage products. We help you understand the difference in each product so you can make the most informed decision for you and your family. 

We provide:

Home Purchase Lending

CNE offers competitive rates on mortgage products. We help you understand the difference in each product so you fall in love with your loan before your home.

Down Payment & Closing Cost Assistance

CNE can connect you with programs that provide funds for the down payment and closing cost on your home. CNE offers down payment and closing cost assistance to Chattanooga residents and those who live the 10 surrounding counties.

Refinancing

CNE offers refinancing options through FHA and conventional mortgage products. If you are not behind on your mortgage, you may qualify for a refinance. This could reduce the interest rate on your loan and extend the number of years you have to pay off the loan.

Home Improvement Loans

CNE provides access to the home improvement work necessary to keep your home in great condition. We help you protect your investment by providing affordable financing for maintenance or repairs with a CNE Home Improvement Loan. For more information about a CNE Home Improvement Loan, click here.

Do the math

Do you think you pay too much for rent? Do the math below to see if owning might be better for you and your family.

MortgageCalculator

Home Value: $
Loan amount: $
Interest rate: %
Loan term: years
Start date:
Property tax: %
PMI: %
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Free Mortgage Calculators


Take the first step...

Are you ready to move forward in the homebuying process? Fill out the form below and one of our lending specialists will contact you.

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