Before you even begin searching for your ideal first home, it’s very important to make sure that you are financially prepared to take the plunge into homeownership; and it’s more than just saving for that down payment.
When trying to identify and save a bit of extra money every month, there’s hardly a better way to accomplish your goal like making a spending plan. It’s one of the best ways to take a look at all of your income channels, where your money goes every month, and finding ways to cut back on unnecessary costs.
Foreclosure can be one of the most difficult and stressful situations to go through as a homeowner. Failing to make your mortgage payments can be difficult to discuss with others, and letters or calls from your lender may be intimidating; however, taking steps to solve your mortgage issues is very important.
No one likes to hear the word “budgeting,” but it is a necessary evil when it comes to making sure to save enough for monthly expenses and emergencies that may arise. In today’s age of technology, there are many apps out there designed to make the dreaded task of budgeting much easier and less time consuming.
It’s America Saves Week! This week is dedicated to bringing organizations together from around the country to encourage Americans to save effectively and efficiently. In honor of this week, we’ll be discussing savings accounts and how you can make them work for you.
The home buying process can be confusing and overwhelming for first-time buyers, especially when faced with the large amount of necessary steps to take before you put in an offer. One of those steps you should never skip or rush through is a home inspection. Home inspections not only look for structural damage, but they can be your first indication of a presence of toxic materials.
Choosing whether to buy or rent your home is one of the biggest decisions you can make, and there are lots of questions surrounding this choice.
In this new blog series, we'll be examining the major differences between owning and renting a home including the pros and cons and costs involved. Today, we're focusing on the responsibilities you can expect depending on your home decision.
Marco Collins has been a Chattanooga native all his life. He lived in Hixson with his wife Alanna and their three children, but the family had grown tired of paying for rent each month. With all of their children under the age of 10, the family realized they needed more space in a home that was truly their own.
A national poll from NeighborWorks America, a nationwide non-profit that provides training and resources to affordable housing organizations, found that nearly half of the taxpayers across the country expect to use their 2017 tax refund to strengthen their financial situation.
If you are looking to lower your debt or save for the future, here are seven quick tips to help you manage and make the most of your 2017 taxes.
You may not be quite ready to dust the cobwebs off your winter coats and sweaters, but it’s not too early to begin thinking about getting your home ready for old man winter.
Making your home more energy-efficient through weatherization efforts can save 5 to 30 percent on your energy bill. According to the U.S. Department of Energy, you should start your winter weatherization with an energy audit. An audit helps determine how much energy your home uses, where your home is losing energy, and what repairs to prioritize to make your house more efficient.